Indifi Technologies
Provides loans to small businesses who do not have a financial trail or large collateral to show as guarantee due to which they are unable to approach traditional sources like banks for assistance
About
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Headquarters
Gurgaon, Haryana
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Since
2015
Indifi Technologies provides financial assistance to small business who are unable to approach banks for their requirements due to the absence of coll Read moreaterals and a financial trail. It has developed Its own technology platform to get information about credit scores and past and current performance in relation to the industry that the business requesting for financial assistance is operating in. It gathers and analyses the data to arrive at a funding decision. Due to the presence of multiple lenders partnering with Indifi the chances of a loan being sanctioned is high leading small businesses to secure finance for their various needs. It has customised loans for many businesses like travel, e-commerce, restaurants, trading and retail. The requirements are usually minimal like KYC documents of the applicant like pan and aadhar, bank statements for past months, operating history of the business for an year, business registration proof and latest income tax return in some cases. Its lending terms and rates are also competitive. Its products includes term loans, line of credit, invoice discounting and merchant cast advance. Indifi has managed to serve more than twelve industries, across two hundred plus cities, with the help of eighty plus partners and fifteen lender partnerships and more than forty thousand loans provided helping small businesses flourish.
Demographies Served
Cause Area
Sector
Sub Sector
Programs
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Line of credit
You can now secure a loan of up to 1 Crore, tailored to your specific needs. Enjoy an incredibly low interest rate starting from just 1.5% per month, with a one-time approval granting access for up to 12 months. Our flexible repayment system ensures you only pay for the amount you utilize, and with a minimal processing fee of just 2%. To avail of this line of credit, MSMEs must meet certain criteria, including a minimum operational history of 1 year and a promoter age of 22 and above. Required documentation for term loans includes KYC documents for the entity and promoters, bank statements for the last 6 months, and 1 year of ITR for amounts exceeding 10 lakhs.
Leadership Team
Demographics & Structure
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No. of Employees
6-20
M&E
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Internal, External Assessors
No
Policies
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Ethics and Transparency Policies
No
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Formal CEO Oversight & Compensation Policy
No
Political & Religious Declarations
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On Affiliation if any
No
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On Deployment Bias if any
No
Registration Details
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FCRA
Not Available
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CSR Registration Number
Not Available
Other Details
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Type & Sub Type
For-profit