The Lord Krishna Educational foundation

Self Help Groups by NABARD has emerged as an economical method to provide financial services to marginalized and underserved households. SHGs adhering to the 'Panchsutras', encompassing regular group meetings, consistent savings, internal lending based on member needs, punctual loan repayment, and proper bookkeeping, are regarded as high-quality groups. The NGO has established 350 SHGs, distributed across 3 segments (50, 200, and 100), all of which have been linked with savings. The project also encompasses Livelihood and Enterprise Development Programmes (LEDPs) designed to enable SHG members to pursue livelihood activities. Furthermore, NABARD supports Micro Enterprise Development Programmes (MEDPs) to bolster economic opportunities for SHG members.

The organisation has obtained approval for the establishment of five Farmers Producer Organizations (FPOs) in Rewari and three in Mahendragarh. Baseline surveys have been conducted in both districts, and FPO registration has been completed in Rewari. The focus is on providing comprehensive assistance to these organizations, encompassing credit facilitation, capacity building, and market linkage support. Furthermore, the organisation offers grant support for business incubation services, skill development, documentation of successful models, and business management, among other aspects.

Conducting over 700 awareness programs on Financial Literacy (FI) in various unbanked villages across the districts. During these sessions, the organisation addressed several government-sponsored social security schemes like PMSBY, PMJBY, APY, and more. It also highlighted the various IT initiatives of the bank, including the use of POS Machines, RuPay Debit Cards, Mobile Banking Services, Aadhaar-based transactions, SMS Alerts, NEFT/RTGS, and Immediate Payment services (IMPS). Alongside promoting the benefits and convenience of using these services, it cautioned attendees about the prevalence of fraudulent calls and the need to stay vigilant against such schemes employed by dishonest individuals in the market.

The SBI-JLG Project (Joint Liability Groups) is a collaborative initiative between the STATE BANK OF INDIA (SBI) and support from NABARD. The project focuses on the latest nature of JLGs, which is a lending model facilitating groups of individuals (usually four) to obtain loans for income-generating activities in farming and non-farming sectors. Within a JLG, members mutually guarantee each other's loans, allowing them to collectively access financing. This structure ensures shared liability among group members (4 women/men), promoting repayment accountability. The project operates in two SBI circles, Delhi and Chandigarh, covering a total of 11 districts in Haryana. The agency has successfully established over 1000 JLGs, enabling savings and credit linkage through the SBI-JLG project in both Delhi and Chandigarh circles.