Bandhan Konnagar

Empowers underprivileged communities through innovative programmes, addressing poverty's multidimensional challenges and fostering social transformation

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  • Headquarters

    Kolkata, West Bengal

  • Since


Bandhan-Konnagar (Bandhan), a non-profit organisation registered under the West Bengal Societies Registration Act in 1961, embarked on its journey in Read more2001 with a strong focus on women's empowerment and poverty alleviation. Its core activities initially revolved around microfinance and development services, recognizing that access and control over livelihoods and household decisions are pivotal for social transformation. Over time, as microfinance services expanded, Bandhan transitioned into a Non-Banking Financial Company (NBFC) in 2009, which eventually led to the establishment of Bandhan Bank in 2015, making it the first Indian microfinance institution to evolve into a bank. Bandhan-Konnagar's commitment to innovative and impactful development services has spanned over two decades, benefiting socially marginalized and underprivileged communities. Through technology-driven and demand-oriented approaches, Bandhan strives for holistic community development by addressing poverty and its root causes including health, education, clean water, and gender inequality. Its vision envisions a society free from poverty, illiteracy, and ill health while ensuring equal rights and opportunities for all. The organisation's mission revolves around socio-economic advancement through health, education, livelihood, environmental, and empowerment programmes, guided by values like cost-effectiveness, respect, governance, accountability, transparency, and effective teamwork.


Across 13 states and 19,460 villages/wards, Bandhan's efforts have reached 3,159 staff members and touched the lives of approximately 3,578,299 households.


  • Education Programme

    The Bandhan Education Programme (BEP) addresses illiteracy and financial burdens in rural areas by offering underprivileged children aged 4 to 6+ an innovative, cost-effective education model. Set up in rural regions, the Bandhan Education Centres focus on non-formal primary education, with complimentary school kits and an emphasis on classroom learning, attendance, and extracurricular activities. This initiative empowers economically constrained families, especially girls, by nurturing reading, writing, numerical, and cultural skills. Additionally, the Bandhan Academy establishes low-cost formal schools that provide holistic development, including academics and extracurriculars, in line with Sustainable Development Goal 4, promoting inclusive quality education for all.

  • Financial Literacy Programme

    The Bandhan Financial Literacy Programme addresses the issue of inadequate financial inclusion, particularly in India where 11% of adults lack bank accounts, and many existing accounts are inactive. With the goal of empowering rural communities, this initiative promotes financial literacy and inclusion, targeting disadvantaged women. By imparting financial awareness and confidence, the programme equips participants to manage their finances responsibly, make informed buying decisions, distinguish between productive and consumptive use of money, and interact effectively with banks. Aligned with Reserve Bank of India guidelines, the programme covers money management, debt control, savings, negotiations, and banking services, yielding positive outcomes such as improved financial decision-making, enhanced access to financial products, and increased confidence among beneficiaries.

  • Health Programme

    The Bandhan Health Programme (BHP) focuses on enhancing health awareness among underprivileged families, prioritizing maternal and child health, hygiene, and sanitation. This initiative trains village women as Swasthya Sahayika (SS) health volunteers to provide education and support through health forums, household visits, and the distribution of health kits. BHP addresses crucial health concerns, including safe motherhood, nutrition, sanitation, hygiene, and water purification. Collaborating with government initiatives, the programme achieves remarkable outcomes such as high institutional deliveries (91%), antenatal care completion (92%), and child immunization rates (96%), surpassing national and state-level statistics. BHP's impact aligns with Sustainable Development Goals 3 and 6, striving to ensure healthy lives and accessible water management for all.

  • Targeting the Hardcore Poor (THP) Programme

    The Targeting the Hardcore Poor (THP) Programme by the organisation addresses extreme poverty prevalent among a significant population in India, who lack sustainable incomes for basic needs. Through grants and assets, the programme empowers impoverished women, selected via Participatory Rural Appraisal, providing them with training, assets, financial literacy, and counselling. These women transform their lives, developing enterprise skills, escaping extreme poverty, and integrating into mainstream society. The approach is comprehensive, including mentoring, consumption stipends, financial education, and awareness of social issues, enhancing overall confidence and preventing relapse into poverty. The THP Programme's success is evidenced by improved livelihoods, rescued from destitution, as highlighted by Nobel laureate evaluations. This innovative initiative aligns with the United Nations' Sustainable Development Goal 1, aiming to end all forms of poverty worldwide.

  • Employing the Unemployed Programme

    The Employing the Unemployed Programme targets India's unemployment challenge by establishing Bandhan Skill Development Centres (BSDCs) that offer vocational training to unemployed youth across various domains. After completing the skill development courses, participants have the option to explore entrepreneurship or secure positions in reputable companies. These centres provide comprehensive industry-relevant training, combining classroom sessions and practical experience. The organisation's skilled trainers facilitate courses, interact with industries, arrange on-the-job training, and monitor trainee progress. Popular sectors like Hospitality, Retail, Electronics, and IT are emphasized, with at least 80% of trained youth successfully placed in brands such as Tech Mahindra, Samsung, HDFC Finance, and others. The programme aligns with National Skill Development Corporation (NSDC) and Sector Skill Council (SSC) standards, fostering a skilled workforce and bridging the unemployment gap.

Impact Metrics

  • Total Number of Households Covered

    Year-wise Metrics
    • 2016-17 1548872
    • 2017-18 1818886
    • 2018-19 1799532
    • 2019-20 2522953
    • 2020-21 2647442
    • 2021-22 3578299
  • Beneficiaries Under Health Programme

    Year-wise Metrics
    • 2017-18 1117170
    • 2018-19 1381460
    • 2019-20 1854779
    • 2020-21 1676729
    • 2021-22 2266554

Leadership Team

  • Ambalika Das


  • Debasish Ray Choudhuri


  • Sanjay Mukherjee


  • Prof. Ashok Kumar Dutta

    Member, Executive Committee

  • Dr.Smita Premchander

    Member, Executive Committee

Demographics & Structure

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  • Internal, External Assessors



  • Ethics and Transparency Policies


  • Formal CEO Oversight & Compensation Policy


Political & Religious Declarations

  • On Affiliation if any


  • On Deployment Bias if any


Registration Details

  • Registration ID

    S/11/3119 of 2001-2002 under

  • VO ID / Darpan ID


  • FCRA


  • CSR Registration Number

    Not Available


  • Headquarters

    Bandhan-Konnagar, Shrachi EK Tower, 7th Floor, Street No: 692, Plot No. IID/30, Action Area- IID, New Town, Kolkata, 700161

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Financial Details

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  • 2019-20

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  • 2020-21

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  • 2022-23

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