LIC Housing Finance Limited

LIC HFL’s goal is to render quality health care facilities to people, living in the villages and elsewhere, who are underprivileged/economically backward, through projects such as
 Preventing malnutrition among infants and adults,
 Primary health care centers,
 Mother and Child care projects,
 Health camps and Blood donation drives,
 Interventions for promotive, preventive and curative health care for differently abled and major diseases such as cancer, tumor, HIV/AIDS, leprosy, tuberculosis, thalassemia and the like.

SANJEEVANI
The core activities of the project intervention include conducting regular visits to villages, providing medical consultations, and dispensing medicines. Organise weekly health camps, offering free health check-ups and consultations, awareness about preventive healthcare, family planning, and communicable diseases, including digitisation, patient registration and health records for efficient management and tracking.

Nirnayam
The core activities of the project intervention include the procurement and installation of 183 pieces of advanced medical equipment in OT and ICU.

Extended health support to 61,864 individuals, providing vital medical services and resources that have significantly improved the well-being and quality of life for numerous families. Through our efforts, we have addressed critical health needs, promoted wellness, and created a healthier, morer esilient society.

The company endeavors to eradicate poverty in the long run and to spark the desire for learning and knowledge at every stage through multiple intervention such as
 Promotion of education including non-formal education,
 Balwadis for elementary education
 Girl child education,
 Special education and employment enhancing vocation skills,
 Capital expense in setting public libraries, Sanitation units,
 Enabling financial literacy and remedial education class for weaker students,
 Help in setting up formal schools with proper sanitation,
 Free distribution of books, school uniforms, school bags, foot wears etc,
 Contribution to incubators funded by Central Government or State Government or any
agency or Public Sector Undertaking of Central Government or State Government, and contributions to public funded Universities, Indian Institute of Technology (IITs), National Laboratories and Autonomous Bodies such as ICAR, ICMR, CSIR, DAE, DRDO and DST engaged in conducting research in science, technology, engineering and medicine aimed at promoting Sustainable Development Goals. The scope of educational programs aimed at bridging the skill gap, in particular in the Banking, financial services and insurance sectors, and transforming candidates into job-ready professionals.

SAATHI
The core activities under the project interventions include the integration of smart classroom technology in Muzaffarpur, Bihar

CTH
The core activities of the project intervention include Remedial Education Support to Migrant Children through selected Shiksha Mitras, providing teaching materials, formation of Bal Manch and Adult Groups and awareness generation through Theatre-in Education workshops, and organise IEC activities

Through this initiative LIC HFL focus on people at the bottom of the pyramid by providing them opportunity for employment in on-farm and non-farm activities that enhances livelihood
opportunities both in rural and urban areas. The major project initiatives of the focus area can be
 Formation of Self Help Group for marginal famers, women, likeminded people
 Upgrading skills and capacity building of farmers by introducing innovative methods of cultivation and creating market linkages
 Agriculture development through sustainable agricultural practices, organic farming, designing vermin compost, etc.
 Create awareness among farmers of their legitimate margin of their produce and to free them from being exploited by market intermediaries.
 Soft skill training on enterprises/ income generation, aimed to facilitate integration of marginalized into mainstream and soft loans for their enterprises.

LIFE
The LIFE project, supported by LIC Housing Finance Limited (LICHFL), spans various regions of India, emphasising sustainable agriculture, community empowerment, and livelihood enhancement. Activities include vermicomposting, goat rearing, micro-enterprises, and vocational training, targeting rural areas to improve farming techniques, diversify income sources, empower women through SHGs, and enhance economic stability and quality of life in communities. The core activities under the project interventions include seed distribution, workshops on crop rotation and intercropping, demonstrations on SRI cultivation, support for backyard poultry, pig, and goat rearing, machinery and training support for women, guidance on water conservation, irrigation, and pest management, market access, mulching, and organic pesticide application.

Udhyam
The core activities under the project interventions include industry-specific skill training, relevant hands-on training, Soft-skill development, Placement Assistance, Counselling, and Post-placement support.

Climate change mitigation and environmental improvements are essential elements of Sustainable living. LIC HFL will initiate multiple projects implemented directly or through implementing partners, to introduce environmental friendly practices. Social media communication will be used as an effective tool in influencing behavior and creating a sustainable environment for the community for example,
 Facilities for generating renewable sources of energy.
 Improving access to water by funding irrigation and water storage structures,
 Promoting public transport by creating appropriate infrastructure,
 Improving watershed development and afforestation
 Preservation and protection of flora and fauna
 Conversation and maintaining quality of natural resources.
 Partnership with Industrial / Vocational Training Institutes.
The Company will encourage employees to actively participate in volunteer engagements as per their aspiration and skillset, such as cleanliness drives, afforestation campaign, save water camping etc

The Company would strive to set up essential services, that form the foundation of sustainable development through
 Basic infrastructure facilities for hospital, orphanage, hostel for orphans/ underprivileged students / disadvantaged women.
 Rehabilitation/inpatient facilities for aged people including abandoned aged people.
 Water and sanitation hygiene (WASH) facilities.
 Housing facilities for the marginalized.
Swach Vidhyalaya
2024
The core activities under the project interventions include the construction of sanitation facilities, provision of drinking water, promotion of hygiene practices among students, promotion of menstrual hygiene practices, and capacity building for parents, teachers, and local stakeholders.

The company would give emphasis on transforming community for a positive change in reducing inequalities faced by socially and economically backward groups and community at large, through various Behaviors Change Communication (BCC) methods such as awareness programs, lecture series and social media campaigns. The outreach of the BCC would be implemented directly or through implementing partners on multiple initiatives such as
 De-addiction campaigns and programmes
 Awareness programmes on anti-social issues
 Mass marriage/ No-Dowry marriage/ Widow re-marriage
 Encouraging to go green through less usage of paper and creating awareness on the hazards of using plastic
 Initiative on hazards of usage of pesticides, chemical and artificial colour and agents in food and drinks.
 Campaign on cleanliness of ponds/ river set/ land grab/ ground water level

LIC HFL’s would initiate programs that empower the rural/ slum settlement population for upholding life and dignity of human being. The project initiatives will range from providing electrification through solar or alternate methods, improving access to water, healthcare & sanitation, construction & running cost of schools, health centers and enhancing livelihood options.

HRIDAY
Rural Development Projects
The core activities under the project interventions include Agricultural Support through the distribution of quality seeds, provision of modern farming tools, farmers' training on sustainable agriculture, training on soil testing, vermicomposting, and modern pest management, as well as support for poultry and goat farming, veterinary assistance, and financial assistance. Community Development efforts encompass the installation of drinking water stations, solar street lighting, sanitation awareness campaigns, waste management, mobile clinics, and linking to available government facilities. Educational support is provided by introducing smart classes and libraries, teacher training, and the provision of sanitation facilities. Women's Empowerment is promoted through skill development and enterprise initiatives such as tailoring and beautician training, along with the strengthening of Self-Help Groups (SHGs) Created footprint in 26 states, reaching 1,424 villages and empowering communities. Our dedicated efforts have transformed 67 districts and uplifted 34 aspirational districts, driving meaningful community development and growth.

The company would work on promotion of national heritage, art, culture and sports through multiple intervention to maintain tradition and culture of the country and efforts would be made to bringing limelight to unsung heroes/ heroines of the country in nation building. To honor the efforts and contributions made by the armed forces, the Company would strive in providing assistance and support to programmes which benefit the armed forces veterans, war widows and their dependents, including the dependents of armed forces personals pass away while on duty.

As a responsible corporate citizen LIC HFL would attempt to work for diminishing negative effects of natural calamity, by direct implementation or through implementing partners, for providing humanitarian assistance in the activities such as relief, rehabilitation, and reconstruction activities of the said terrain

In case of the shortfall in the commitment, the Company may contribute towards PMDRF/ Prime Minister CARE fund which would help in providing assistance to people affected by various natural calamities such as Earthquake, Flood, Tsunami, Droughts, Cyclones and any other funds mentioned in schedule VII of Section 135, the companies Act 2013.

Social Trailblazer
The core activities of the project intervention include financial assistance and mentorship to selected Incubators for their entrepreneurship and start-ups

Special Project - 1
Special Project - 2
The core activities of the project intervention include procurement and installation of Emission Tomography - Computed Tomography (PET-CT) equipment and training for healthcare professionals for effective utilisation. The core activities under the project interventions include providing Mid-day meals through centralised kitchens equipped with advanced technologies like mechanised steam-heated utensils in government schools across Bikaner, Lucknow, Silvassa, and Surat.

Green Tomorrow
Charge for Change
Sujalam
The core activities of the project intervention include the installation of RWH structures across selected Panchayats, training of user groups and capacity building of the communities for ownership of the structures, and monitoring of water quality.